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function fwLoadMenus() {

window.fw_menu_0 = new Menu("root",190,17,"Verdana, Arial, Helvetica, sans-serif",10,"#ffffff","#ffffff","#006699","#66ccff");
  fw_menu_0.addMenuItem("Universal Life","location='/life/universal.htm'");
  fw_menu_0.addMenuItem("Term Insurance","location='/life/term.htm'");
  fw_menu_0.addMenuItem("Mortgage Insurance","location='/life/mortgage.htm'");
  fw_menu_0.addMenuItem("Children Insurance","location='/life/childrens.htm'");
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window.fw_menu_1 = new Menu("root",200,17,"Verdana, Arial, Helvetica, sans-serif",10,"#ffffff","#ffffff","#006699","#66ccff");
  fw_menu_1.addMenuItem("Disability","location='/living/disability.htm'");
  fw_menu_1.addMenuItem("Critical Illness","location='/living/critical_needs.htm'");
  fw_menu_1.addMenuItem("Long Term Care and Home Care","location='/living/long_term.htm'");
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  fw_menu_2.addMenuItem("Health Trust","location='/health_dental/health_trust.htm'");
    fw_menu_2.addMenuItem("Manulife &#153;","location='/health_dental/manulife.htm'");
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  fw_menu_3.addMenuItem("Travel Medical Insurance","location='/benefits/travel.htm'");
  fw_menu_3.addMenuItem("Employee Benefits","location='/benefits/employee.htm'");
fw_menu_3.addMenuItem("Group RRSP","location='/benefits/group_rrsp.htm'");
fw_menu_3.addMenuItem("Group Critical Illness Insurance","location='/benefits/group_ci.htm'");
  
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